Free Money Lesson Printables for Children

Money Lessons for Children

This is a quick list of some money lessons you can teach children as a part of the financial literacy. I took them from my previous post, 10 Money Lessons Every Child Should Learn and some browsings I did. You can use this checklist to make sure you cover some important things.

Money Tracker Sheet for Children

The main idea and the purpose of the financial literacy is the ability to organize money. With this money tracker sheet, children will learn how to organize money they deposit or withdraw. So, children need to know that for any money they deposit or withdraw will be put or taken from 3 different budgets. They have saving, spending, and sharing storages to organize. How does the sheet work?

Write the name and the month of the tracker
If children have already balance money in the previous period, they can write the amount of money they want to put in the starting balance for each column representing envelopes or jars where they keep the amount of money in the real life.
Determine the percentage of money they want to put in the saving, spending, and sharing storage any time they have cash to deposit in the storages.
Write the date of the transaction. All actions they do with their money is called as a transaction.
Write the total amount of money they would like to deposit in the storages or to withdraw from the storages.
Give information of where they get the money in from or what they want to use the money out for in the 3rd column
Count how much money they would like to either deposit in or withdraw out of the saving, spending, and sharing storage based on the percentages they wrote above the column header.
Count and write the balance of their money after the transaction in the balance row.

Money Savings Challenge for Children

Saving money doesn’t have to start in the beginning of the year. You can start anytime. This money saving challenge will be useful to motivate children to save their money. It seems they will have a target to complete the amount of money target regularly in the challenge. How do we use it?

Discuss the amount they want to save weekly and write it in each row of the weeks in the deposit column. Make the amount the same every week.
Count the balance they will collect in the balance column after you determine the weekly amount to save.
Write the date of the beginning of the week you want to start the challenge.
Give the square on the right side of the columns for each week they can meet the challenge.

Jar Labels

I also created jar labels in several colors you can choose as a set for the saving, spending, and sharing jars. You can read about the jar system in the 10 Money Lessons Every Child Should Learn. Read also the instruction in the printables.

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